



HomeWhy join
Twenty-one reasons to join.
Some are practical and some are a matter of principle. All of them come from the lives African professionals and families really lead, between the continent and the world.

reasons for you and your family — and ten more for the leaders of our associations.
For you and your family.
Read them in order, or stop at the first one that sounds like your own household.
-
Membership is free.
One membership per adult; children under 18 are included on a parent’s membership. Nothing stands between your family and the strength of the whole.
-
The fare home.
We negotiate for the routes African families actually take, in the weeks when everyone travels at once — and for the journeys nobody plans.
-
The cost of sending money.
Every transfer is a family’s rent, medicine or school term. Our numbers bring its cost down, corridor by corridor.
-
Straight to the phone.
Your family’s wallet is the phone. We negotiate for transfers that arrive there, on mobile money services such as M-Pesa, Orange Money, MTN MoMo and Wave.
-
Parents covered at home.
Arrange health cover and medicines for the people who raised you, from wherever you live. Offered through licensed providers.
-
No one goes home alone.
When a member dies far from home, the associations of the Mutual Aid Compact stand with the family. It is not insurance. It is solidarity, organised.
-
The property you are building.
Staged payments, dated photographs and independent checks for the site you cannot visit.

-
The plot that is really yours.
Title searches and referrals to verified professionals, before any money moves.
-
School fees paid on time.
Pay the school itself, term by term, across a border.
-
Your degree, recognised.
Guidance through the recognition of the qualification you earned at home, so that a physician remains a physician and an engineer an engineer.
-
A first bank account.
A new country gives you no financial history. We negotiate for members who are starting again.
-
Calls that do not count the minutes.
Plans made for families who live on voice notes and video calls.
-
One card, every house.
Your digital card is recognised by every house of the family: Africa, Europe, Canada, India, China, East Asia, West Asia and the Americas.
-
Membership that moves with you.
From Abidjan to Paris, from Lagos to Houston, from Harare to Johannesburg — and on to wherever life takes you next.

-
Your association, stronger.
Your professional network, alumni group or city association joins at no cost and is linked to your card.
-
Guides written for our lives.
Banking, documents, renting, investing in property from afar: plain language, free to everyone.
-
Scam Watch.
The false agent, the plot sold twice, the urgent call about a relative. We name the frauds that target people far from home.
-
We never ask about status.
Not on the form, not on the card, not ever. It plays no part in membership.
-
Insurance in plain language.
Programmes from licensed insurers, explained without fog. Membership itself is not insurance.
-
Savings on what you actually spend.
Groceries and fuel, and also freight, business wear and the venue for the occasion.
-
A proven financial idea, drawn large.
The savings circle proved it long ago: members who pool their strength under clear rules each come out ahead. We apply that principle at the scale of hundreds of thousands of households.
Mobile money services are named as examples of the category. They are not partners of Together and Stronger Africa. Membership is not insurance; insurance programmes are offered only through licensed providers.
Ten reasons for community leaders.
For the president who chairs, the secretary who keeps the register and the treasurer who keeps the accounts.
-
Your association joins at no cost.
There is nothing to pay to join and nothing to pay to remain.
-
You keep your name, your officers and your accounts.
Your association’s money stays in your association’s hands. We never hold it and never ask for it.
-
Come as you are.
A WhatsApp group, a mailing list, a membership register: bring your members as you are organised today.
-
Benefits for every member.
What the whole membership negotiates reaches each of your members through a card of their own.
-
The Mutual Aid Compact.
When a member dies far from home, your association does not stand alone. Not insurance; no right to payment.
-
Fewer emergency collections.
Programmes through licensed providers, and the compact beside them, lift the weight that has always fallen on the officers of an association.
-
A seat in the network.
Your association sits beside others from across the continent and the cities abroad, from Brussels to Johannesburg.
-
A reason for young professionals to join.
Flights, phone plans and recognised qualifications speak to the generation your association wishes to keep.
-
Guidance for the hardest day.
A calm, step-by-step orientation for the officers who take the call.
-
A voice.
Associations tell us what their members need most, and that is what we negotiate.
Wherever we go, we go together.
Membership is free. One membership per adult; children under 18 are included on a parent’s membership.