HomeBenefits
Twelve areas of benefit.
Your membership covers twelve areas of everyday life. In each of them we negotiate, in great numbers, for the things African families pay for again and again — and we keep the essential guidance free to everyone.
Two kinds of benefit
With your member cardProgrammes we negotiate and arrange for members.
Free to everyoneGuidance open to all. No card needed.
Travel home & travel anywhere
African professionals and families travel on the same routes in the same weeks of the year: the long holidays, the end of the year, the family occasions, and the journeys nobody plans. We negotiate for those routes and those weeks, for business and for family, between the continent and the world and across the continent’s own skies.
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Family flights in peak season
Group fares for the weeks when every family travels at once.
With your member card
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Bereavement and emergency travel
Flexible fares and fast rebooking when a family must leave tonight.
With your member card
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Extra baggage for the journey home
Allowances that match the way we travel: with something for everyone.
With your member card
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Flights within Africa
Fares between African capitals, for business, study and family.
With your member card
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Visiting-parents travel
Assistance and seating for parents who fly to see their children abroad.
With your member card
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Airport transfers and car hire
Trusted transfers and rental terms at the continent’s main airports.
With your member card
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Travelling with documents: the guide
What to check before you book, in plain language.
Free to everyone
Sending money home & mobile money
Money sent home pays the rent, the medicine and the school term, and every transfer carries a cost. We negotiate that cost corridor by corridor, to bank accounts and to the mobile wallets most African households now use. Mobile money services such as M-Pesa, Orange Money, MTN MoMo and Wave are named as examples of the category, never as partners.
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Corridor rates for members
Negotiated transfer costs on the corridors our members use most.
With your member card
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Straight to the wallet
Transfers that land on the phone, in the mobile wallet your family already uses.
With your member card
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School and clinic direct payments
Pay the school or the clinic itself, across a border.
With your member card
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Regular family transfers
Terms for the transfer you make every month, not only the first one.
With your member card
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Transfers within Africa
From one African country to another, next door or across the continent.
With your member card
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The transfer-cost guide
How to compare what a transfer really costs: the fee and the exchange rate.
Free to everyone
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Mobile money safety
PINs, reversals and the calls you should never answer.
Free to everyone
Phone & internet
Our families live on voice notes and video calls. We negotiate plans that treat a second country as part of your life, not as an exception to be charged for.
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Calls home
International minutes to the countries our members call most.
With your member card
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Roaming across Africa and beyond
Terms for the member who lands, switches on and needs to work.
With your member card
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Data for video calls
Data plans sized for families who see each other on a screen.
With your member card
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Home internet
Broadband terms for members settling in a new city.
With your member card
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A line for parents at home
Airtime and data you top up from abroad for the people you call.
With your member card
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Phones and tablets
Terms on devices, including the one you send home.
With your member card
Health, dental & vision
Members need care where they live, and peace of mind about parents and children in another country. We arrange both. Health programmes are offered through licensed providers, under their own terms.
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Health cover where you live
Programmes for members and their households in the country where they live.
With your member card
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Cover for family at home
Cover you arrange from abroad for parents and children in another country.
With your member card
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Visiting-parents medical cover
For parents who come to stay with their children abroad.
With your member card
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Dental programmes
Check-ups and treatment through member dental networks.
With your member card
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Vision programmes
Eye tests, glasses and lenses on member terms.
With your member card
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Remote consultations
A doctor by telephone or video, wherever you are.
With your member card
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Free care near you
The kinds of free local health services to look for, wherever you live.
Free to everyone
Pharmacy
A prescription is a monthly bill for many households, and many members also pay for a parent’s treatment at home. We negotiate on both sides of the border.
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Prescription savings
Member terms on the medicines you collect every month.
With your member card
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Medicines for parents at home
Pay for a parent’s treatment through pharmacies in their own city.
With your member card
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Long-term treatment programmes
Support for members who manage diabetes, blood pressure and other lifelong conditions.
With your member card
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Travel health
Vaccinations and travel medicine before the journey home.
With your member card
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Everyday pharmacy purchases
Member terms from baby care to first aid.
With your member card
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Parents’ care from afar: the guide
Medicines, clinic visits and who to call, organised from a distance.
Free to everyone
Insurance through licensed providers
Insurance protects what a family builds across two countries. Every programme here is provided by a licensed insurer, under its own terms. Membership itself is not insurance.
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Life cover
Protection for the people who depend on your income, in either country.
With your member card
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Final-expense cover
So that a funeral never becomes a family’s debt.
With your member card
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Travel insurance
Cover for the journey home and the journeys in between.
With your member card
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Home and contents
For the home you live in, rented or owned.
With your member card
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Motor insurance
Member terms for drivers, including newly arrived drivers.
With your member card
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Cover for a home under construction
Protection for the house you are building from afar.
With your member card
Banking, savings & credit-building
A new country often means starting again with no financial history, while the savings goal is still at home. We negotiate for members who bank in two countries at once.
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A first account in a new country
Accounts for members who have just arrived and have no local history.
With your member card
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Savings towards a goal
For the plot, the house, the school fund or the journey home.
With your member card
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Credit-building
Ways to build a record that lenders in your new country recognise.
With your member card
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Accounts in two countries
Banking terms for members who earn in one country and build in another.
With your member card
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Small-business banking
Accounts and payment tools for entrepreneurs, firms and young companies.
With your member card
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Finance for building at home
Lending for members who build or buy in their country of origin.
With your member card
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Opening an account abroad: the guide
The documents banks ask for, and the questions to ask them.
Free to everyone
Legal & document help
Papers are the quiet work of a life lived across borders. We guide members to qualified professionals and explain each step in plain language. This is referral and general information, never legal or immigration advice.
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Referral to a qualified lawyer
An introduction to a licensed professional in the country concerned.
With your member card
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Legalisation and certified translation
Member terms on apostilles, legalisations and sworn translations.
With your member card
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Powers of attorney
Help preparing the mandate that lets a relative act for you at home.
With your member card
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Wills and family arrangements across borders
Referrals for members with family and property in two countries.
With your member card
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Land and title checks
Verification of a plot or a title before any money moves.
With your member card
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The Consular Desk
How to reach your consulate, what to carry and what to expect.
Free to everyone
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Land and titles: the guide
What to check before you buy a plot from a distance.
Free to everyone
Jobs, skills & recognition of qualifications
A physician, an engineer or an accountant should not have to start from zero because a border was crossed. We guide members through recognition, training and the professional networks of their new city.
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Credential assessment support
Guidance and member terms for having a degree or a licence recognised.
With your member card
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Language and professional courses
Member terms on the courses that unlock a profession.
With your member card
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Mentoring by members in your field
An hour with someone who has already made the same move.
With your member card
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Professional networks
Introductions to African professional associations in the city where you live.
With your member card
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CV and interview preparation
Presenting your experience the way a new job market reads it.
With your member card
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Starting a business
Orientation and referrals for members who found a company, import or invest.
With your member card
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Recognition of qualifications: the guide
Where recognition is decided and what to prepare.
Free to everyone
Everyday savings
Everyday spending is where a membership is felt first. We negotiate on groceries, fuel, restaurants and shopping — and on the services that families and businesses with two addresses rely on: freight, business wear, venues.
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Groceries and supermarkets
Member terms at the stores where households do their weekly shopping.
With your member card
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Fuel and motoring
Terms at the pump, at the garage and on tyres.
With your member card
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Shipping and freight
Parcels, pallets and containers shipped between continents on member terms.
With your member card
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Business and occasion wear
Tailoring and formal wear, for the office and for the occasions that matter.
With your member card
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Restaurants and catering
Member terms for dining out and for catered events.
With your member card
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Venues and conference rooms
Venue terms for families, associations and business events.
With your member card
Family, education & elder care across borders
We raise children in one country and care for parents in another. We arrange programmes for both ends of that distance: school fees and scholarships, care for parents, and the languages that keep a family connected across generations.
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School fees across borders
Pay a school at home directly, term by term.
With your member card
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Tutoring and exam preparation
Member terms for children, and for adults sitting professional examinations.
With your member card
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Elder care at home
Verified carers and regular visits for parents who live far from you.
With your member card
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Childcare and after-school
Member terms in the city where you live.
With your member card
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Language classes
So that children abroad grow up fluent in the languages of both their countries.
With your member card
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Scholarship information
Where to look, how to apply and how to recognise a false offer.
With your member card
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Family at home: the guide
School fees and parents’ care, managed from a distance.
Free to everyone
End of life & repatriation
The heaviest duty our communities carry is bringing a loved one home, or laying them to rest with dignity where they lived. We arrange programmes through licensed providers, and beside them stands the Mutual Aid Compact between member associations. The compact is not insurance and creates no right to payment.
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Repatriation of remains
Programmes through licensed providers for the journey home.
With your member card
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Dignified local burial
Arrangements for families who lay a relative to rest where they lived.
With your member card
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Experienced funeral directors
Referrals to professionals experienced in repatriation and attentive to the family’s wishes.
With your member card
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Family travel for a funeral
Fares for the relatives who must accompany or attend.
With your member card
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Bereavement support
Someone to guide the family through the first days and the paperwork.
With your member card
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The Mutual Aid Compact
Member associations standing together when a member dies far from home.
With your member card
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When a member dies far from home
The steps, the documents and the consular formalities, in order.
Free to everyone
Offer a programme to our members
Airlines, banks, insurers, schools, clinics and retailers that wish to serve the global African family work with TAS Member Services, which negotiates and runs the programmes for every house.
TAS Member ServicesHow do I use a benefit?
Your digital member card is the key. Each programme sets out how it is used — at a counter, online or by telephone — and your card, with its QR code, shows that you are one of us.
Do the benefits reach my family?
Yes. Each adult holds a membership of their own, and membership is free; children under 18 are included on a parent’s membership. Several programmes are made for relatives in another country: cover for parents at home, school fees, medicines.
Are the benefits the same in every country?
The twelve areas are the same in every house of the family. Within them, we negotiate each programme for the places where our members live and the places they call home, because a transfer from Brussels to Bamako is not a transfer from Johannesburg to Harare.
Who provides the programmes?
TAS Member Services negotiates and runs the benefit programmes for every house of the family. Regulated services — insurance, banking, health cover — are always provided by licensed providers, under their own terms.
Is membership insurance?
No. Membership is not insurance. Insurance and repatriation programmes are offered only through licensed providers. The Mutual Aid Compact is solidarity between associations: it is not insurance and creates no right to payment.
Wherever we go, we go together.
Membership is free. One membership per adult; children under 18 are included on a parent’s membership.