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TAS AfricaTogether and Stronger Africa

Together and Stronger Africa

Wherever we go, we go together.

The membership house of the global African family: professionals, entrepreneurs and families abroad, Africans living elsewhere on the continent, and everyone from elsewhere who has made Africa home. One card, benefits negotiated in great numbers, and a community that stands behind you.

Become a member See the benefits

Join today — membership is free. One membership per adult; children under 18 are included on a parent’s membership.

An executive in a dark jacket and glasses, smiling as she holds an open folder in a modern office

Two doors into one house

Africans abroad & across AfricaFrom Abidjan to Paris, Lagos to Houston, Harare to Johannesburg. At home in Africa, from elsewhereYou came to work, invest, study or raise a family in an African city.

64%

of people born in sub-Saharan Africa who live abroad live in another African country. Most African journeys are within Africa.

United Nations (UN DESA), 2024
A businessman in a blue suit on a city street
  • Stronger communities.
  • Always stronger together.
  • Together we stay strong.
  • Together we stand.
  • Together, we get things done — beautifully.

The world our members live in.

Four public figures, each with its source.

54

countries, one continent-wide house.

24.3million

people living in sub-Saharan Africa were born in another country (2024).

304million

people around the world live outside the country where they were born (mid-2024).

US$685billion

was sent home to low- and middle-income countries in 2024 — more than foreign direct investment and official development aid combined.

Sources: United Nations (UN DESA), 2024; World Bank, 2024 estimate. These figures describe the communities we serve. They are not our membership.

Two doors, one house.

Every house of Together and Stronger serves two families at once. Choose your door. Many members use both.

Africans abroad & across Africa

You are from Africa and you live somewhere else.

In Europe, North America, the Gulf or Asia — or in an African country that is not your own. Membership works where you live and work, and where your family lives.

  • Fairer terms for the money you send home, to a bank account or straight to a phone.
  • Flights home on the routes families really use, in the seasons they travel.
  • Health cover for parents and children at home, arranged from where you live.
  • Calls and data that do not punish you for having family in two countries.
  • Trusted help with the property, the investment and the documents you cannot oversee in person.
  • A community that stands behind your family if the worst happens far from home.

At home in Africa, from elsewhere

You are from another continent and you live in Africa.

You came to an African city to work, study, build a business or raise a family. Membership makes daily life simpler and keeps you close to home.

  • Health, dental and vision programmes where you live, through licensed providers.
  • Banking, mobile money and everyday savings, negotiated for people who are new to the country.
  • Travel to your home country, and across the continent’s own routes.
  • Referrals for residence papers, permits, tenancy and schooling — information, not advice.
  • Recognition of your qualifications, and the professional networks of your new city.
  • A card recognised by every regional house of the family, wherever you go next.

Membership is free. Children under 18 are included on a parent’s membership; relatives and friends are welcome to join in their own right.

What our numbers negotiate.

Your membership covers twelve areas of everyday life: one family catalogue, shaped for African lives. These eight matter most between the continent and the world.

  • The wing of an aircraft above soft clouds

    With your member card

    Flights home

    Members travel home on fares we negotiate for the routes African families actually take: Europe, North America and the Gulf to the continent, and the continent’s own skies. Including the journeys nobody plans.

  • An executive in a white suit beside tall office windows, a laptop on the boardroom table

    With your member card

    Sending money home & mobile money

    The cost of sending money is the first thing our numbers bring down. To bank accounts and to mobile wallets, on the corridors members use every month.

  • Three professionals looking together at a laptop

    With your member card

    Calling & data across borders

    Plans that treat a second country as part of your life, not as an exception. Calls, roaming and data for people who work and live across two countries.

  • A smiling professional standing with her arms crossed in front of an office whiteboard

    With your member card

    Health cover, here and at home

    Programmes for members where they live, and cover you arrange for parents and children in another country. Offered through licensed providers.

  • A team in discussion around a conference table in a bright office

    With your member card

    Insurance through licensed providers

    Life, final expense, travel, home and motor cover, explained in plain language. Every programme is provided by a licensed insurer; membership itself is not insurance.

  • An architectural rendering of a modern two-storey family home

    With your member card

    Building at home

    Property, land and document help for members who build, buy or invest from a distance. Referrals to verified professionals — information, never advice.

  • Two graduates in academic gowns, smiling and holding their caps

    With your member card

    Education

    School fees paid across borders, scholarship information, and recognition of your qualifications. For children at home, students abroad and professionals starting again in a new country.

  • White lilies in a clear glass vase

    With your member card

    End of life & repatriation

    Programmes through licensed providers for bringing a loved one home, or for a dignified burial where they lived. Beside them stands the Mutual Aid Compact between member associations.

  • Also with your member card: pharmacy; banking, savings and credit-building; legal and document help; jobs and skills; and everyday savings on groceries, fuel and shopping.

    All twelve areas of benefit

The savings circle.

A financial club with clear rules, and the principle behind this membership.

A savings circle is exact. A fixed group of members contributes a fixed amount on a fixed date. At each round one member receives the whole pool, in an agreed order, until every member has received once. Professionals, entrepreneurs and families use it to fund a deposit on a property, working capital for a company, a year of tuition. Many know it as tontine, esusu, stokvel or chama.

Four rules make it work.

Fixed contributions Agreed order of payment Open accounts Every member accountable

A circle of twelveEvery member contributes. One receives the pool. Then the next, in turn, until the round is complete.
The same circle, drawn largeEvery household adds its weight to the negotiation. Every household shares in what is won.
Colleagues seated along a boardroom table during a presentation

Now draw that circle at the scale of hundreds of thousands of households.

That is Together and Stronger. One household has no bargaining power. A membership that large sits across the table from an airline, a bank or an insurer, and is heard.

We do not run savings circles and we never hold members’ money. The membership applies the same principle to purchasing power: we stand together, and each of us is stronger for it.

No one goes home alone.

Four colleagues greeting one another with handshakes in a modern office

Every community that lives far from home knows the call that comes at night. Someone has died — in Paris, in Houston, in Dubai, in Johannesburg — and the family wants them to rest at home. Within the hour the messages go round: who can contribute, how much is still missing, which relative can sign the papers.

Our communities have always answered that call. But they have answered it one collection at a time, and too many families have gone into debt to do what love and duty ask of them.

We have always stood by one another. Now we do it organised.

The Mutual Aid Compact

Associations that join Together and Stronger Africa stand together when a member dies far from home. Each association in the compact answers for the others, so that a small community in a distant city never has to carry the cost alone — whether the family chooses repatriation or a dignified burial where their relative lived.

Programmes through licensed providers

Beside the compact, we arrange final-expense and repatriation programmes through licensed providers. And our free guides set out the steps, the documents and the consular formalities in plain language, for the day a family needs them: when a member dies far from home.

The Mutual Aid Compact is solidarity between associations. It is not insurance and creates no right to payment. Insurance and repatriation programmes are offered only through licensed providers, under their own terms. Membership is not insurance.

Money home, on the phone.

Mobile money has made Africa the world leader in payments by phone. An importer in Lagos, a consultant in Nairobi and a student in Dakar are all paid the same way: on the phone in their pocket.

Every transfer is a family’s rent, a tuition bill or a payment on a property — and every transfer carries a cost. The membership negotiates that cost corridor by corridor, to bank accounts and to mobile money services such as M-Pesa, Orange Money, MTN MoMo and Wave.

Read the free guide to sending money home

US$56billion

was sent home to sub-Saharan Africa in 2024.

Source: World Bank, 2024 estimate.

The corridors we negotiate

  • EuropeWest Africa
  • North AmericaEast & West Africa
  • The GulfEast Africa & the Horn
  • South AfricaSouthern Africa
  • One African countryAnother, next door or across the continent

Services are named as examples of mobile money. They are not partners of Together and Stronger Africa.

A contemporary two-storey home in Lagos with clean lines and balconies

Home is also a project.

For many of us, home is not only where we come from. It is a house under construction, land bought as an investment, a business started with a partner, a relative’s tuition, a parent’s healthcare — managed by phone, across time zones, on trust.

Membership puts verification, document help and referrals behind that trust.

  • Building from afar

    How to follow a site you cannot visit: staged payments, dated photographs, independent checks.

  • Land and papers

    Titles, searches and powers of attorney explained, with referrals to verified professionals in the country concerned.

  • School fees and care

    Paying a school or a clinic directly, and looking after parents from another continent.

  • People you can trust

    Checks on contractors, agents and documents before any money moves.

Guides and referrals are general information. They are not legal, tax or financial advice.

Five regions, 54 countries, one house.

The regions follow the African Union’s grouping. Choose one to see its countries and its hub cities.

North 6 countries West 15 countries Central 9 countries East 14 countries Southern 10 countries

Select a region. Dots mark the hub cities.

North Africa

6 countries

From the Atlantic to the Nile: the continent’s bridge to the Mediterranean and the Gulf.

Countries

Algeria Egypt Libya Mauritania Morocco Tunisia

Hub cities

Cairo Casablanca Tunis Algiers

West Africa

15 countries

A region of commerce, finance and technology, from Lagos to Abidjan, with long-standing ties to Europe and North America.

Countries

Benin Burkina Faso Cabo Verde Côte d’Ivoire The Gambia Ghana Guinea Guinea-Bissau Liberia Mali Niger Nigeria Senegal Sierra Leone Togo

Hub cities

Lagos Accra Abidjan Dakar Bamako

Central Africa

9 countries

The heart of the continent: great cities and great resources, with families and businesses that reach from Kinshasa and Douala to Brussels and Paris.

Countries

Burundi Cameroon Central African Republic Chad Congo Democratic Republic of the Congo Equatorial Guinea Gabon São Tomé and Príncipe

Hub cities

Kinshasa Douala Libreville

East Africa

14 countries

Where mobile money grew up, from the Horn to the islands of the Indian Ocean.

Countries

Comoros Djibouti Eritrea Ethiopia Kenya Madagascar Mauritius Rwanda Seychelles Somalia South Sudan Sudan Tanzania Uganda

Hub cities

Nairobi Addis Ababa Kampala Dar es Salaam Kigali

Southern Africa

10 countries

A region shaped by people crossing borders to work, trade and study.

Countries

Angola Botswana Eswatini Lesotho Malawi Mozambique Namibia South Africa Zambia Zimbabwe

Hub cities

Johannesburg Luanda Maputo Lusaka Harare

And wherever African families have settled

Paris London Brussels Lisbon New York Washington DC Houston Toronto Montréal Dubai Guangzhou

We serve members in English and French.

Four businessmen in suits greeting one another outdoors, smiling as two shake hands

To the presidents and the treasurers.

Professional networks, business associations, alumni groups, city and regional associations: these are the institutions that have carried African communities abroad for generations.

Their leaders are professionals, business owners and presidents who give their time. If you chair an association, or keep its accounts as treasurer, this house was built with you in mind. Your association joins free and loses nothing of itself.

For community leaders

  • Join at no cost

    Your association keeps its name, its officers and its independence.

  • Come as you are

    A WhatsApp group, a mailing list, a membership register: bring your members as you are organised today.

  • Benefits for every member

    Your members receive what the whole membership negotiates.

  • A seat in the network

    Your association sits beside others from across the continent and the cities abroad.

  • The Mutual Aid Compact

    When a member dies far from home, your association does not stand alone. Not insurance; no right to payment.

Three ways in.

Membership is free. One membership per adult; children under 18 are included on a parent’s membership.

Individual

For one adult, wherever you live.

  • Your digital member card, on your phone
  • Every benefit the membership negotiates
  • News of member programmes for your region
  • Recognised by every house of the family
Made for families

Household

For the adults of one home, with their children.

  • A card for each adult, registered together
  • Children under 18 included on a parent’s membership
  • Everything an individual member receives
  • Family, education and elder-care programmes across borders
For communities

Association

For professional, business, alumni, student and cultural associations.

  • Joins at no cost
  • Keeps its name and its independence
  • The benefits, for its members
  • A seat in the regional network
  • The Mutual Aid Compact

For community leaders

One card, on your phone.

Your member card is digital and carries a QR code. One card, recognised by every house of the family — Africa, Europe, Canada, India, China, East Asia, West Asia and the Americas — so your membership follows you across borders.

Become a member

Free to everyone. No card needed.

Some help should never wait for a membership.

What we believe.

A family abroad is not a family that left. It is a family that grew.

  • Stronger communities.

    The association, the professional network and the alumni group are our first institutions. We build on them. We do not replace them.

  • Always stronger together.

    One household cannot bargain with an airline or a bank. A continent of households can.

  • Together we stay strong.

    Across borders and across generations, in the language we speak at home and in the ones we learned on the way.

  • Together we stand.

    When one of us falls, the rest of us carry the weight.

  • Together, we get things done — beautifully.

    With care, with rigour, and with pride in where we come from.

TAS stands for Together and Stronger. It is our name, and it is our promise.

Join us — or serve with us.

Membership is free, and open to every adult whose life crosses a border that touches Africa. And if you have time, a language or a profession to give, there is a place of honour for you beside us: as an ambassador in your city, a liaison for your association, an interpreter, a guide writer.

Become a member Serve with us

Join today — membership is free.

One family, many houses.

Together and Stronger Africa belongs to a family of organisations: three sister organisations and seven regional houses. One card is recognised by every house.

Questions, answered plainly.

If yours is not here, ask the assistant at the bottom of the page, or write to us.

members@tasafrica.org

What does TAS stand for?

TAS stands for Together and Stronger. TAS Africa is the family’s house for the African continent and for Africans everywhere.

Who can join?

Any adult whose life crosses a border that touches Africa: Africans living outside the continent, Africans living in an African country other than their own, and people from other continents who live in Africa. Children under 18 are included on a parent’s membership; relatives and friends are welcome.

Is there a fee to join?

No. Membership is free. One membership per adult; children under 18 are included on a parent’s membership. Associations join at no cost.

What do I receive as a member?

Your digital member card, on your phone. The benefits of twelve areas of everyday life, negotiated in great numbers. A community that stands behind your family. And a card recognised by every house of the Together and Stronger family. See the twelve areas.

Do you ask about my immigration or residence status?

Never. We do not ask for it, we do not record it, and it plays no part in membership.

Is this insurance?

No. Membership is not insurance. Insurance and repatriation programmes are provided by licensed providers, under their own terms. The Mutual Aid Compact is solidarity between associations: it is not insurance and creates no right to payment.

I lead an association — how do we join?

Register your association on the community leaders page. Associations join at no cost, keep their name and their independence, and bring their members as they are organised today.

Can I give my time?

Yes, and it is an honour to welcome you. Members serve as community ambassadors in their city, association liaisons, interpreters, guide writers and welcome volunteers for new arrivals. Serve with us.

How is this site related to the other Together and Stronger sites?

TAS Africa is one of seven regional houses — Europe, Canada, India, China, Africa, East Asia and West Asia — beside TAS Americas, TAS Member Services and the TAS Foundation. One card is recognised by every house.

Do you give legal, immigration, tax or financial advice?

No. Our guides are general information, and legal and document help is by referral to qualified professionals. We are independent: not a government body, embassy or public authority, and not affiliated with any.

Become a member.

Membership is free. Two minutes here, and your card follows by e-mail.

  1. We confirm your membership by e-mail.In English or French, as you prefer.
  2. Your digital member card arrives on your phone.One card, recognised by every house of the family.
  3. Your association, if you belong to one, is linked to your card.Name it in the message box and we do the rest.

We never ask about immigration or residence status.

Join today — membership is free. We never ask about immigration or residence status.